What is the main goal of the Affordable Care Act?

What is the main goal of the Affordable Care Act?

• A. To restrict access to health insurance
• B. To increase the overall costs of healthcare
• C. To expand health insurance coverage and lower costs
• D. To eliminate all forms of insurance

Answer: (C)

The main goal of the Affordable Care Act (ACA) is to expand health insurance coverage and lower costs. This landmark legislation, enacted in 2010, aimed to reduce the number of uninsured individuals and improve access to healthcare services. The ACA introduced various measures, such as the establishment of health insurance marketplaces, expanded Medicaid eligibility, and mandated that individuals have insurance coverage or face a penalty, which collectively work to make healthcare more accessible. Additionally, the ACA includes provisions designed to lower healthcare costs, such as requiring insurance companies to provide preventative services at no cost to patients and limiting how much insurance companies can charge for out-of-pocket expenses. Ultimately, the intention was to create a healthcare system that is more affordable and equitable, ensuring that a larger portion of the population can access necessary health services without facing financial hardship. The focus on expanding coverage rather than restricting access or eliminating insurance forms the foundation of the ACA's role in transforming the healthcare landscape in the United States.

The main goal of the Affordable Care Act (ACA) is to expand health insurance coverage and lower costs. This landmark legislation, enacted in 2010, aimed to reduce the number of uninsured individuals and improve access to healthcare services. The ACA introduced various measures, such as the establishment of health insurance marketplaces, expanded Medicaid eligibility, and mandated that individuals have insurance coverage or face a penalty, which collectively work to make healthcare more accessible.

Additionally, the ACA includes provisions designed to lower healthcare costs, such as requiring insurance companies to provide preventative services at no cost to patients and limiting how much insurance companies can charge for out-of-pocket expenses. Ultimately, the intention was to create a healthcare system that is more affordable and equitable, ensuring that a larger portion of the population can access necessary health services without facing financial hardship.

The focus on expanding coverage rather than restricting access or eliminating insurance forms the foundation of the ACA's role in transforming the healthcare landscape in the United States.